And Now A Word From Our Sponsor

by Bob Sparrow

If you really have nothing else to do, you can continue reading, however, ‘spoiler alert’ there may be a bit of ‘advertising’ in this blog.

(Nine years ago, this month Suzanne and I started writing together – it wasn’t exactly this blog then; we called it Morning News In Verse, where we provided examples of what we could do in our new-found business, call Red Posy, a business of writing rhyming tributes.   At that time in this space, we would take the four sections from the national newspaper, USA Today, main news, sports, business and entertainment, and write some rhyming news items.  In March 2012, we closed our Red Posy business (I think it was due to too much business!), but found that we really enjoyed writing together, so decided to just write and post a new blog, From A Bird’s Eye View, every Monday about ‘Life’s Little Observations.’  My reason for this brief, albeit rather mundane history of this site, is that what with Word Press expenses, GoDaddy annual fees, the cost of website analytics, up-dating plug-ins, Akismet anti-spam software and Wordfence website security, not to mention Suzanne’s and my valuable time and effort, all coming to you free of charge, we decided that we needed a sponsor to help absorb some of these on-going expenses.  And so, my reverse mortgage business leaped into the breach.  We ask that you please indulge us as I provide four of my, ‘true-life’ reverse mortgage experiences that I needed to put up on my new business website: https://bobsparrow.myloanofficer.us/aboutWe will have then satisfied our ‘commercial obligation’ and will press on with the usual drivel that you’ve become accustom to in this space).

These stories are true, the names have been omitted to protect the innocent and to keep me from getting sued.

  1. HEY, YOU SMASHED MY CAR!

After dinner at a restaurant in Orange, I backed out of my parking place and scraped the fender of a car parked behind me.  Don’t you hate that sound of metal on metal?!!  So, I stopped, got out of my car and wrote on the back of my business card, “Sorry I bumped into your car, my contact information is on this card”.  The next day I got a call.

“Is this Bob?”

“Yes”

“You ran into my car last night”

“Yes, I’m sorry, I can have my insurance company take care of it”

“Nah, that’s alright, I’m in the auto business and can have that buffed out without a problem, but I noticed from your card that you were in the reverse mortgage business and I’d like to know more about how it works”

So, I made an appointment for the next day, when I got there, the good news was that he had already had the car dent buffed out; the bad news was that he was living on ‘leased land’, and a reverse mortgage cannot be done on lease land.  So no deal, but I initially thought about a ‘car accident market plan’, but quickly dismissed it as a bit too risky.

     2. TOO OLD FOR A REVERSE MORTGAGE?

A man called me asking about reverse mortgages; one of his first questions was, “Is there an age limit for getting a reverse mortgage?”  I said there is a minimum, 62, but no maximum age limit.  He said, “Not even 104?”  I responded, thinking that he didn’t sound like he was that old, “Not even 104”, I replied.  He then proceeded to tell me that his mother-in-law was 104 and she had been bed-ridden for a number of years and that the in-house care they were providing her was taking a toll on the family’s budget.  And since the 104-year-old was still living in her home that had plenty of equity, we did a reverse mortgage for her that enabled her to keep the long-term care in her house, without affecting the family’s finances. No, she’s not alive today; she passed away about a year ago.

      3. I THINK MY HOUSE COULD ROLL AWAY

A lady in Hemet called asking about reverse mortgages; she was a real talker, probably lonely and finally got someone on the phone that would listen to her for as long as she wanted.  She said I was referred to her by someone she trusted and proceeded to tell me everything I needed to know about how she was living, what she did in her spare time, how her cat was doing (not that well) and on and on.  From the numbers she gave me, it sounded like she could do a reverse mortgage, so I scheduled a time to go out to Hemet and give her a proposal.  On my drive out to Hemet, about 80 miles one way, she calls me and sheepishly tells me that her house is not a ‘regular’ house.  I asked, “Does it have wheels?”    “Well, it could”, she replied.  Oh great, I’m thinking I’m driving over 150 miles today to tell her that we can’t do a reverse mortgage on a mobile home.  When I get there, I find out that it’s not a mobile home, but a ‘manufactured’ home – and we can, and I did, do a reverse mortgage for her, but not without getting regular up-dates on her cat.

      4. THE KING IS DEAD, LONG LIVE THE QUEEN

I got a call from nice, young lady (young is a relative term in ‘reversemortgagees’ – typically someone in their mid to late 60s) wanting some information about reverse mortgages.  I asked her some questions and determined that she and her husband could be eligible, so made an appointment to do a proposal.  I arrived and met the lady of the house, who was just as sweet as she sounded on the phone and then met the husband, who was gruff, rude and bombastic.  He proceeded to tell me how successful he’d been in business, but someone really screwed him over these last few years and he had been given some bad advice about some investments.  He treated his wife as a sub-human, in fact, he treated me that way also.  But I bit my tough and we did the loan.  The wife thanked me; the husband just grunted.  The next week, I got a call from the wife.  Her husband had just passed away!   Yes, less than one week after the loan had closed!  I may have heard a hint of glee in her voice in this otherwise sad bit of news, but she seemed most concerned about whether the reverse mortgage that had just funded was ‘still valid’.  I told her, “Yes, you can live there, mortgage-free, for as long as you want”.  I think that made her happy, or perhaps something else already had.

And now back to our regularly scheduled program.

Post Debate Ditty

by Bob Sparrow

I regress to Morning News in Verse,

As it seems that things just can’t get worse;

After watching the debate

hillary                     And becoming irate,

            I wonder how it got so perverse.

                                        –

            I know I should just bite my tongue

            Ignoring the mud that’s been slung,

                  But there’s just no good choice,

No reason to rejoice,

                                It’s akin to two piles of dung.

From the long list we had to choose from

You’d have thought we’d come up with a plum,

But there’s no understanding

Our choice for commanding,

It’s either ‘the bitch’ or ‘the scum’.

trump

We can vote for the one who can’t email,

Who probably should now be in jail,

Who thanks the paparazzi

For going light on Benghazi,

         And for hiding the things that might ail.

And Trump’s just a rambling buffoon;

A self-centered, babbling tycoon

Whose manner is crude

And often times rude

And promises the wall in by June.

So where are the Reagans or Trumans,

Or anyone else that’s half human?

Instead we are stuck

With a couple of shmucks;

Hell, I’d settle for Alfred E. Newman.

No one’s voting because they are proud.

No one’s saying their choices out loud.

“We can’t have her win!”

“We can’t let him in!”

Is the only thing voters avow.

I’m embarrassed that American voices

Have come up with these two dreadful choices.

When all the ballots are in

And the new term begins

There’ll be no one who really rejoices.

As a nation we’re on our last nerve,

Electing a new leader to serve.

It won’t matter who’s hired

Or who ends up fired,

We’re getting just what we deserve.

hillary-and-trump

 

“Every nation gets the government it deserves”

                                                  Joseph de Maistre, French lawyer and philosopher (1753 – 1821)

 

Do we really deserve this?

 

How Long Can We Do This?

by Bob Sparrow

masthead_4_copy.png   While Suzanne was enjoying the cooler environs of Nipomo and I was trying to sneak into Russia, this past August marked a small blog milestone – our 4-year anniversary. Those of you who have been with us for the entire ride may remember that our blog started in August 2011 – we certainly don’t remember back that far! Initially it was a way to use social media to drive visitors to our ill-fated tribute poem writing business, Red Posey. The blog was then entitled Morning News in Verse and we would follow a USA Today newspaper format by writing four rhyming stanzas about topical news – one stanza each about Headlines, Business, Sports and Entertainment. Suzanne and I would alternate publishing a poem EVERYDAY!   That everyday thing lasted for about two months, when we realized that it was occupying way too much of our life – like all of it; so we cut back to twice a week. Every once in a while we would deviate from the poetic format, as deviates are wont to do, and write prose about various subjects. An example of this occurred in September of 2011, the 10th anniversary of 9/11, when Suzanne wrote a moving piece entitled, Small Moments – A 9/11 Tribute, World Trade Center 9/11/01which received a large number of hits and many great comments – it is still to this day, probably the most visited blog in our archives. We eventually noticed that our number of blog hits and comments would increase when we scrapped the iambic pentameter and just wrote prose, not like pros, but prose nonetheless. While we immediately noticed the increase in interest when we scraped the poetry format, it took us until March of the next year to officially change our content and format to what it is currently. And since we weren’t rhyming any more we changed our name – not to Morning News Without Verse, but to ‘From A Bird’s Eye View’, a name borrowed from a newspaper column our mother wrote for the Novato Advance back when our dad was owner, editor and publisher of that paper in the 1940 and 50s.

We continued to post a blog twice a week, on Tuesdays and Fridays, until July 2012. Then, either sensing that we were running out of ideas or audience, or both, we switched to our current schedule of every Monday morning. Whether the deadline was everyday, twice a week or once a week, I am happy to report that we have not missed a scheduled posting since starting this back in August 2011; I guess that’s due in part to our father’s newspaper blood coursing through our veins, where missing a deadline just isn’t an option.

Novato Advance

Dad & Mom in front of the Novato Advance

Over these past four years we have published over 300 blogs, which have generated over 25,000 ‘views’ and nearly 1,000 comments (A special thank you to those who comment and let us know that our words don’t just fly off into cyber space). Our biggest day came last December when 388 people clicked on Suzanne’s ‘A TRIBUTE TO MY FIRST BEST FRIEND’ about her friend Leslie Sherman.  And if you Google ‘From a Bird’s Eye View blog’, you will find about 530 results over 12 pages – we are fortunate enough to be found . . . on the first page!!!

I’ve been lucky enough to visit a lot of remarkable places and meet a number of interesting people; and I am thankful for staying awake in English class long enough to understand how to put a sentence together without dangling a modifier . . . most of the time. But the best part of all this is working with my sister, Suzanne. While our styles are a bit different, we enjoy reading and editing each other’s posts prior to publishing (OK, she edits mine a whole lot more than I edit hers!), discussing subject matter, travel schedules and just plain catching up with each other on a much more regular basis than before we started writing together.

So as we try to avoid breaking our arms from patting ourselves on the back, we’d mostly like to thank you loyal ‘bird watchers’ for tuning in. As you know, we have written about everything from the ridiculous to the sublime (mostly me the ridiculous and Suzanne the sublime), so thank you for tolerating the expression of our thoughts, opinions and experiences.

How long can we do this? As long as you keep reading, we’ll keep writing.

Suz-Bob

Thank you!!